Travel insurance is a must have when travelling overseas, I’ve heard many unfortunate stories where people did not get travel insurance and where their family had to sell their assets to pay for hospital bills and sometimes special flights to get them back.

It is not only important that you get travel insurance, but it is also important that you get it as early as possible. Everyone should be aware of the travel problems in Europe which have been caused by ash from the Icelandic volcano called; Eyjafjallajokull. Now for most insurance companies if you purchased your insurance policy after the ash had caused problems the first time you would not be covered for ash related problems. The reasoning behind this is because travel insurance is meant to protect against the unpredictable, however it is now highly probable that the ash may cause travellers problems.

So my advice is for everyone to get travel insurance and to get it early to avoid future problems such as these.